Unlock your investment potential with PESB’s Margin Trading Facility (MTF). Get up to 5X buying power to invest in eligible stocks at an MTF interest rate of 18% p.a., backed by over 20 years of experience and SEBI-registered trust.
Buys ₹3,00,000Interest ₹2,959Break-even +0.99%
Estimate at 18% p.a.; excludes brokerage and charges.
Full calculatorNo time limit*Subject to scrip eligibility & margin
18% p.a.MTF interest rate
5XMaximum buying power
< 5 minDigital activation
* No time limit: subject to monthly scrip eligibility revisions. Dependent on sufficient collateral coverage for margin and M2M requirements.
Amplify your buying power, seize market opportunities, and manage your capital efficiently with a SEBI-regulated Margin Trading Facility (MTF).
Increase your market participation with up to 5X buying power on eligible stocks through MTF.
Stay invested and act on short-term market opportunities without waiting to arrange the entire investment amount upfront.
Skip lengthy paperwork. Activate MTF digitally in minutes and start using margin funding on eligible stocks.
Trade with confidence under SEBI and stock exchange-mandated margin requirements and guidelines.
Get dedicated assistance from a Relationship Manager to help you understand and use MTF responsibly.
Use your available capital efficiently while keeping funds accessible for your next investment opportunity.
Make informed decisions with expert market insights and daily MTF-focused research calls.
Monitor your margin, exposure, and positions in real time through our web platform and mobile app.
See how the same capital behaves with and without MTF, in a rising and a falling market.
Leverage multiplies the loss exactly as it multiplies the gain, and interest is payable either way. At 4x over 30 days the stock has to rise 1.11% just to cover the interest. If the price falls far enough, your position is squared off.
Illustration on a 4x position held 30 days at 18% p.a. simple interest on the funded amount. Brokerage, STT, DP and other statutory charges are not included and will reduce the return shown. Interest is charged on the funded amount for every calendar day the position stays open. Leverage available on a stock depends on exchange margin rates and PESB’s risk policy, and not every stock qualifies for 4x. Margin Trading Facility is offered only in securities permitted by the exchange. Investments in securities are subject to market risk; read all related documents carefully before investing.
| Measure | Without MTF | With MTF at 4x |
|---|---|---|
| You buy | ₹1,00,000 | ₹4,00,000 |
| Your money | ₹1,00,000 | ₹1,00,000 |
| PESB funds | – | ₹3,00,000 |
| Stock gains 10% | +₹10,000 | +₹40,000 |
| Interest, 30 days | – | −₹4,438 |
| You keep | +₹10,000 | +₹35,562 |
| Return on ₹1,00,000 | +10% | +35.6% |
Three steps from the same buy ticket you already use.
MTF not active on your account yet? Activate MTF (opens in a new tab)
Stocks, ETFs, gold bonds, REITs and InvITs. The margin for each is shown on the order ticket when you buy.
The list is updated every month and can change with exchange rules and PESB's risk policy. Prices may be delayed. This is not a recommendation to buy or sell.
Daily MTF-focused calls, stock recommendations and market insights from our experts.
MTF lets you hold more than your own money allows, so it carries more risk than buying with cash. These points come from Annexure 4, Rights and Obligations of Stock Brokers, Sub-Brokers and Clients, which covers broking accounts in general.
Investments in securities are subject to market risk; read all related documents carefully before investing.
At 4x, a 10% fall is a 44.4% loss on your capital. Interest is payable either way, plus brokerage and statutory charges.
Example above · Clause 18The Exchange, SEBI or PESB can ask for more margin, and paying margin does not settle all dues. You may owe more on settlement.
Clauses 11 and 12If margin or other amounts are unpaid, PESB can close out your positions. The losses and charges are yours.
Clause 19PESB must report a default in payment or delivery to the Exchange, including the names of directors or partners for a company or firm.
Clause 21Neither PESB nor the Exchange promises uninterrupted service, and you cannot claim for an outage or an order that was not executed because of one.
Internet & wireless trading, clauses 9 and 10You are solely responsible for every order placed with your username and password, whether or not you authorised it.
Internet & wireless trading, clauses 5 to 7The client shall pay applicable initial margins, withholding margins, special margins or such other margins as are considered necessary by the stock broker or the Exchange or as may be directed by SEBI from time to time as applicable to the segment(s) in which the client trades. The stock broker is permitted in its sole and absolute discretion to collect additional margins (even though not required by the Exchange, Clearing House/Clearing Corporation or SEBI) and the client shall be obliged to pay such margins within the stipulated time.
The client understands that payment of margins by the client does not necessarily imply complete satisfaction of all dues. In spite of consistently having paid margins, the client may, on the settlement of its trade, be obliged to pay (or entitled to receive) such further sums as the contract may dictate/require.
The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from time to time and as they apply to the Client’s account, transactions and to the services that stock broker renders to the Client. The stock broker shall not charge brokerage more than the maximum brokerage permissible as per the rules, regulations and bye-laws of the relevant stock exchanges and/or rules and regulations of SEBI.
Without prejudice to the stock broker's other rights (including the right to refer a matter to arbitration), the client understands that the stock broker shall be entitled to liquidate/close out all or any of the client's positions for non-payment of margins or other amounts, outstanding debts, etc. and adjust the proceeds of such liquidation/close out, if any, against the client's liabilities/obligations. Any and all losses and financial charges on account of such liquidation/closing-out shall be charged to and borne by the client.
In the event of death or insolvency of the client or his/its otherwise becoming incapable of receiving and paying for or delivering or transferring securities which the client has ordered to be bought or sold, stock broker may close out the transaction of the client and claim losses, if any, against the estate of the client. The client or his nominees, successors, heirs and assignee shall be entitled to any surplus which may result there from. The client shall note that transfer of funds/securities in favor of a Nominee shall be valid discharge by the stock broker against the legal heir.
The stock broker shall bring to the notice of the relevant Exchange the information about default in payment/delivery and related aspects by a client. In case where defaulting client is a corporate entity/partnership/proprietary firm or any other artificial legal entity, then the name(s) of Director(s)/Promoter(s)/Partner(s)/Proprietor as the case may be, shall also be communicated by the stock broker to the relevant Exchange(s).
The Client shall be responsible for keeping the Username and Password confidential and secure and shall be solely responsible for all orders entered and transactions done by any person whosoever through the Stock broker’s IBT System using the Client’s Username and/or Password whether or not such person was authorized to do so. Also the client is aware that authentication technologies and strict security measures are required for the internet trading/securities trading through wireless technology through order routed system and undertakes to ensure that the password of the client and/or his authorized representative are not revealed to any third party including employees and dealers of the stock broker
The Client shall immediately notify the Stock broker in writing if he forgets his password, discovers security flaw in Stock Broker’s IBT System, discovers/suspects discrepancies/ unauthorized access through his username/password/account with full details of such unauthorized use, the date, the manner and the transactions effected pursuant to such unauthorized use, etc.
The Client is fully aware of and understands the risks associated with availing of a service for routing orders over the internet/securities trading through wireless technology and Client shall be fully liable and responsible for any and all acts done in the Client’s Username/password in any manner whatsoever.
The client is aware that trading over the internet involves many uncertain factors and complex hardware, software, systems, communication lines, peripherals, etc. are susceptible to interruptions and dislocations. The Stock broker and the Exchange do not make any representation or warranty that the Stock broker’s IBT Service will be available to the Client at all times without any interruption.
The Client shall not have any claim against the Exchange or the Stock broker on account of any suspension, interruption, non-availability or malfunctioning of the Stock broker’s IBT System or Service or the Exchange’s service or systems or non-execution of his orders due to any link/system failure at the Client/Stock brokers/Exchange end for any reason beyond the control of the stock broker/Exchanges.
I had no idea where to start. My PESB relationship manager explained everything clearly, matched funds to my retirement goal, and set up my SIP in one call. Two years on I feel completely in control.
PESB didn't push any specific fund. They asked about my goals first child's education, 12 years away and built a portfolio around that. The research team's shortlist made the decision easy.
Switching to PESB gave me something I didn't expect a quarterly review call where someone actually explains what changed and why. The SEBI registered research makes a real difference.
I had no idea where to start. My PESB relationship manager explained everything clearly, matched funds to my retirement goal, and set up my SIP in one call. Two years on I feel completely in control.
PESB didn't push any specific fund. They asked about my goals first child's education, 12 years away and built a portfolio around that. The research team's shortlist made the decision easy.
Switching to PESB gave me something I didn't expect a quarterly review call where someone actually explains what changed and why. The SEBI registered research makes a real difference.